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Finance Your New Bike

Get the bike of your dreams from Cycle Life and choose one of our special financing options.

We've partnered with Financeit for two special offers for our customers for your bike purchase: no payments and no interest for three months or twelve (12) months interest-free! Apply for financing up to $10,000 and find out if you qualify in seconds! No obligation or commitment to buy if you apply. As an added bonus, there is no backdated interest on our $0 down/0% for 3 months plan! 

Don't you deserve that bike you've been dreaming about?

3 months. No Payments. No Interest.

No backdated interest on 3 month deferral.


12 months. No Interest.

$75 administration fee will apply.

Subject to current financing promotions and credit approval.

Only available on bicycles over $1,000
Image of the bicycle financing application approval with Financeit

Get started in minutes, on any device.

Applying online is quick, convenient and secure. Qualified buyers can be pre-approved in minutes! You can apply from the comfort of your home or visit us and apply in-store (please bring a valid ID, credit card and your social security number). Once you are approved, you can enjoy all of the benefits of our special financing plans.

  1. Apply
    Complete the application form and get a credit decision on the spot.

  2. Make your purchase
    Select your new bicycle and confirm your purchase details in-store at Cycle Life and submit any required documents.

  3. Pay it off
    Payments are debited automatically from your bank account.

An icon of fair and flexible financing at Bike Depot

Fair & Flexible

Pay it off any time without penalty. No backdated interest on $0 down/0% interest for 3 months plan.

An icon for easy and affordable financing at Bike Depot

Easy & Affordable

No payments and no interest for 3 months. Affordable monthly payments after the first 3 months. Or choose 12 equal payments, interest-free.

An icon of security shield for secure financing

Private & Secure

Bank-level encryption to protect your personal information.

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Upfront & Open

No hidden fees. See exactly what you’re paying for when you complete your purchase.

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Apply for financing up to $10,000

Find out if you qualify in seconds. No obligation and no commitment to purchase.

Apply Now at Cycle Life Pickering

Use the following buttons to apply at Cycle Life Pickering. Applications are not currently available for Cycle Life Port Perry. Thanks to our special financing offers, a fantastic new bicycle is within your reach. Increase your buying power and take home a new bike today! We offer select deferred interest special financing plans, allowing you to ride now and pay later.

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$0/0% Interest
for 3 Months

You're going to love your new bike from Cycle Life

0% Interest Free
12 Months Equal Payments

$75 administration fee applies.

Find your Dream Bike at Cycle Life

Start your search for your dream bike right now! Shop our selection online and visit us today for a test ride!